The Best Places to Retire in the West

I am pursuing my final career � and I am quite comfortable working a 40-hour schedule for the first time in my life. I take my time and pick my clients carefully.

I get to take a day off here and there for golf, and I travel around the western states every couple of months. Over the past two years I have been keeping an eye out for the perfect spot to retire in the Western US.

I now live in a small community near the Bay Area in Northern California. I've lived here for 20+ years, and it has been great. The Bay Area is vibrant, has a good climate, and is home to some of the most creative people on the planet. But it certainly isn't paradise.

It is an expensive place to live. The highways are congested. The boarders of the US are out of control and that has hit California hard. The government is dysfunctional, and we pay a premium for that. While we have good weather, it is great half the year and somewhat over-rated the other half. My business has changed over the past five years. I can do about 80% - 90% of it from anywhere. That's the beauty of information and communication technology.

Let me share with you what I have found as I looked for better working/ retirement locations in the western US.
- Portland, Oregon area; especially Southern Washington
- Prescott, Arizona
- Northern Baja, Mexico
- Hilo, the big island of Hawaii
- Boise, Idaho

Southern Washington: I recently visited a friend who built his dream house on a few acres in Southern Washington, about 30 minutes from Portland. His 2,500 square foot house cost about the same as a � acre lot in the Bay Area. He is within easy drive of a good airport and Oregon has no sales tax. He can explore the Cascades and reach ocean or skiing in a few hours. Yep � it rains a lot, but not as much as Seattle.

Prescott, Arizona: This gem is home to 30,000 people, who enjoy mountain vistas and a temperate, sunny, four-season climate thanks to its mile-high elevation. If you aren't real fussy, you can find a nice house for $350k. If you are a little fussy or want some land, expect to pay $500k or better. Prescott is an old, established town with historic buildings and strong family culture. It's true that absentee Californians have snapped up a good bit of the real estate up. But they have been are running around most of the west buying spare homes and putting them in the "bank" for future use

Northern Baja, Mexico: Don't write this one off too fast, especially if you are in So Cal. and want a second home near the beach. It is not as crazy as it sounds You can live near the beach in Rosarito and get an absolutely great ocean view or ocean front house for a fraction of the price of a house located two hours north in San Diego county. South of the Border property even has financing available from this side of the border.

Hilo Area on the Big Island: One of the best deals in the United States has been discovered and land prices are climbing rapidly, but guess what? Land in Hilo is still inexpensive. If you are looking for a slow pace, it doesn't get any slower than Hilo. This area is absolutely beautiful yet not a prime location for vacation resorts and condos. Condos on Kauai, Maui, and the other side of the big island run $500 - $750k, yet a Hilo acre lot can be purchased for $40 to $75k, and houses for $150k. If you want some privacy, like to garden, and have dreamed of building a hideaway on an tropical island, there is still time to do it in the USA. It rains almost daily in Hilo but showers are short and the 75 to 80 degrees temperatures makes the showers and lush green growth a real delight.

Boise is rated as the second best city to do business in the US by Forbes Magazine. It has a population of about 400,000, and median house prices around $165,000. Boise is an excellent gateway to the natural beauty of the Northern Rockies. For those of you not quite ready to hang it up, but looking for an interesting, affordable small city environment, Boise deserves your serious consideration.

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A Lifetime Cruise - Hawaiian Cruise - An Exotic Hawaiian Cruise Trip

Hawaiian Cruises are everyone*s dream cruise to the Hawaiian Islands on an exquisite ocean liner. Being pampered from dawn to dusk with exemplary cuisine, entertainment and fun for all that too for a moderate sum on a Hawaiian Cruise is definitely something out of the world. An increasing number of cruisers and liners are now regularly calling on the Hawaiian ports as also at the neighboring islands of Kaua*i, Maui, Kona and Hilo.

Hawaiian Islands, a cluster of 137, provide adventure - sports, relaxation and a new insight to oneself. The islands make one wonder whether you are at land or at sea.

Hawaiian Cruises transport you to a heavenly state. Because of the tropical latitude, the weather remains the same through most of the year. The eastern side has more rainfall while the western part is the dry land. Locals enjoy skiing and snowboard in the snow-covered areas of the Big Island.

The Hawaiian culture is very diverse and almost every nation*s culture is found here. Hence, any newcomer is automatically drawn into the Hawaiian culture, which is enjoyment and adventure. Honolulu is the capital city. It is believed that the first permanent inhabitants of this island had sailed in from the islands of Marquesas in the southern hemisphere between 300 and 800 A.D.

Hawaiian Cruises along the different yet distinct islands provide an insight into the uniqueness of each island. Hawaii Island is a big one with Kilauea crater, said to be the home of the fire Goddess, Pele. Maui, once the sole property of the royals, is famous for its exquisite swimming spots. The rainbows across the cliffs and waterfalls of Honolulu are nature*s splendor. In spite of the diversity the common thing of these islands is *aloha*, the spirit of welcoming.

World know Hawaiian people for their hospitality and riendliness. They can mingle easily and in no time have others dancing to their music and enjoying themselves thoroughly with their cuisine. The Hawaiian Cruise enables the visitors to participate in the Hawaiian culture. The vacationing people get unlimited happiness aboard the floating cruise liners and fabulous treatment for little fare.

U.S and Canadian citizens need both proofs of citizenship and identity to board Hawaiian Cruise. Proof of identity could be driving license, Government*s identification card and in case of children between ages 6 to 17, a school identity card is good enough. In addition to these, a valid passport to sail is also necessary. Permanent residents of the United States need to have on them their Alien Resident Card (ARC). In cases of children traveling without their parents, the legal guardian with them should possess the parent*s consent letter authorizing the minor to travel with the guardian, which is also important in case of emergency of any kind.

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